Well, I honestly stopped reading when I noticed the builds ignore the multiple's. For instance, the strengths don't fall on multiples of 10 and such. That and walls of text are too much for me right now. I'd suggest doing a little research on stats and sub-stats. Like going back to my primary example, every 10 strength is when you get the big attack bonus. So unless you really need the carrying capacity or something, common player view is that it's wasted points.
And the vit thing...well, last I knew they changed it from 97 vit to 100 vit. And the latest HeRO Athena followed suit with the upgrade. So unless I missed something, it's not immunity. However, the time is incredibly brief.
But hey...maybe I've been out of play for so long I'm just retarded about things. Still, that's what I *think* I remember.